What makes a good credit card processor

CBD (Cannabinoid) is a synthetic compound derived from cannabis plant. It has become popular over the past few years due to its high capacity to alleviate symptoms of chronic pain conditions in both humans and animals. Yet, due to the addictive potential of the ingredients, it’s still illegal in many of the US states to sell it. CBD trade though is growing trendier because of the high profit margin and the very high market demand. Some physicians prescribe it pharmaceutically to relieve pain of their patients, increase their compliance to tough treatment regimens like chemo and radiotherapy, and improve their quality of life.

CBD business and trade is considered a high-risk business. Credit card processing and operation in this industry is very difficult. There are strict regulations that make credit card companies avoid dealing with anything cannabis related. People in this industry have been dealing in cash to avoid such a dilemma but that makes the market very narrow and doesn’t achieve expansion. Online payment solutions emerge every now and then and many of them shut down a short while after causing huge business losses. This includes also the risk of not being able to continue the business.

So what is the best way to guarantee successful CBD trade?

First, you have to establish a legal business entity. This is a crucial step that paves the way to all upcoming processes but make sure you don’t use your social security number or sole trader due to the liability included in this. You don’t want to be at risk of losing all your possessions if something went wrong. There’s always a chance of getting an LLC (limited liability company) which is a legal form of companies that render limited liability in front of authorities. A Tax ID or EIN (Employer Identification Number) from Internal Revenue Service IRS This is to prove that your business has been registered in a legitimate way.

Having a high-risk merchant account is still a solution. Although it’s difficult to apply for one that allows CBD trade but it’s still possible. Find one that is compatible with online third party payment gates e.g. shopify and Magento because many of the present gates Square, PayPal, and Stripe don’t permit it and you will be prohibited if you tried to get away somehow. Shopify offers good credit card processing for such businesses and makes both online and retail trade easier.

You will be needing a US bank account with a decent statement in it to begin with. Take into consideration that if this high-risk merchant account happened to get terminated at a given point of time, you will not be able to continue your online business on it. This means losing money and not being able to continue making more. Also applying for a second one after shutting down of the first is extremely difficult.

Build an online store and integrate it with the acceptable third party payment method like the aforementioned shopify. Make sure that your online shop is solid and sells good products of CBD so that your market increases and save your business the trouble. Enhance it with SEO (search engine optimization) techniques to achieve high traffic and attract all potential consumers interested in your product.

You may get support from companies that have experience in high-risk businesses and offer support in starting it and along the way. A lot of businesses get terminated because of details they are not aware of or things they have missed. Having such a support will make you pay attention to the better payment gateways and credit card processing.

Excitement of moving

Moving comes with a lot of excitement and if it is not planned for well it can turn into sorrow. Whether you are moving permanently or temporarily, there is need to update your address as it is required by the relevant bodies and service providers. Even if you are moving temporarily you would want your mails to be held for you while you are away. Forgetting to do this, will in the end hurt you as your bills will not be able to reach you and as a result, you could be forced to pay additional fees. Moving Authority from http://postalchangeaddress.com/postal-change-addressonline/ have made available change of address checklist while placing address change requests.

The list of places and relevant bodies you would want to remember to notify them about your change of address include: banks and credit cards companies, insurance companies (car, health), business employers, utilities and cable providers, phone and internet providers, TV service providers, children school records, your driver’s license, local post office, revenue and tax bodies, friends and relatives, billing agencies, medical providers, pet’s veterinarian and kennel and delivery subscriptions.

There are two ways of changing your address:

1. using the United States Postal Service (USPS) online.

2. visiting the Local Post Office.

You can do the whole process on your own or hire professional to do it for you, though, this would to be costly.

1. Using the USPSThis is the fastest and most convenient way of changing the address.This involves filling the form 3575 online. You will be charged $1 and you must have a valid email address.You will required to have credit or a debit card. The $1 charge is an identity verification to prevent fraud and make sure the person requesting change of address is you. It is worth noting that if you visit the local post office in person USPS will waive the verification fee. Confirmation for the change of your address will be sent to your email address. Procedure visit USPS.com/move to change your address online.- Fill the form 3575 online.- specify if this is a permanent change of address or a temporary one. if you are moving temporarily, you can also request USPS to hold your mails.- you can use USPS tools to locate Zip code and postal office code of your new address. Updating your Zip code enables you to continue receiving local news and weather reports.- you will receive confirmation letter for your change in your email instantly.

2. using the Local Post OfficeThis involves going to the Local Post Office in person.Procedure- request a Mover’s Guide packet.-Inside the Mover’s Guide packet there is PS form 3575. – fill the change of address form and give it to the postal worker behind the counter or drop the form inside the letter mail slot in the post office.- You should be able to receive confirmation letter at your new address within five business days.You can also ask your local post office to temporarily change your address and hold your mail for a short period of time, such as during your vacation, though this service is not available at all local post offices

The magic of Freon

Air conditioners are used all over the world in order to keep people comfortable in hot or cold temperatures. If you have ever owned an air conditioner, you most probably know or have at least heard about Freon especially when it needed to be refilled due to a leak. But what exactly is Freon?

What is Freon?

Freon is a brand name of several chemical refrigerants that are sometimes known as chlorofluorocarbons (CFCs). Freon can also be used to as a general term when referring to refrigerants just like how a popular brand name such as coke is used to describe soda. In the past, Freon included a wide variety of chemical refrigerants that were considered to be dangerous to the environment. Nowadays, the new chemical refrigerants used in air conditioners are cleaner and don’t do any damage to the environment.

Types of Refrigerants Used in Air Conditioners Today.

There are different types of refrigerants used in today’s air conditioning systems. The most common ones found in household units are the R-22, which is a true Freon, and the R-41OA.

R-22 – The R-22 is the last of the true Freons and is a line that has been manufactured and developed by DuPont. These refrigerants were very effective but later on, it was discovered that they were dangerous to the environment, specifically the ozone layer, and thus most companies began phasing them out. They are now tightly controlled this making them more expensive than other types of refrigerants. The manufacture of R-22 based air conditioners was discontinued in 2010 and it is expected that R-22 will no longer be available by 2020.

R-41OA – The R-41OA (not the rs44b) was developed in 1991 by Honeywell, which back then was known as Allied Signal, and released into the market in 1996. It has been gradually replacing the R-22 due to the fact that it allows for greater compression and is generally a much more efficient refrigerant. It has also led to the creation of better and more efficient air conditioners that rely on less energy.

Importance of Freon in Air Conditioners.

Modern AC units normally have a system of coils and compressors. In units which use the R-22 or the Freon, this system will compress the Freon gas thus making it very hot in order to enable the gas to move through the coils. Once this has happened, the gas will cool down to a liquid form which will absorb the heat from the air outside and then pushes cold air out into the air conditioning vents. Thus the AC unit will always be in a constant cycle of pushing cold air out and pulling hot air in.

Therefore, if an air conditioning unit is low on a coolant such as Freon, it will be unable to produce cold air. It is important to understand that the coolant itself is never lost through the process of pushing cold air out and pulling hot air in. This means that if an air conditioning unit is low on coolant, it has a leak and this leak needs to be repaired before the coolant is refilled. Failure to do this will result in more money being spent on a new coolant and can also be harmful to the environment.


Freon can be used as a general term to describe refrigerants and coolers and can also include a variety of chemicals which are considered to be safe for the environment. However, the main brand name Freon, which is the R-22 refrigerant type, is in the process of being phased out from air conditioning units due to the fact that it contains dangerous chemicals that deplete the ozone layer. Some older units that were manufactured before 2003 still use these dangerous chemicals and while they are not essentially considered to be dangerous, they can end up causing harm to the environment if there is a leak. Newer air conditioning models use coolants which are friendly to the environment and also save a lot more money on energy costs as they are more efficient than the older models.

Why is R22 So Expensive?



Everyone’s been a victim of a failed air conditioner. We all know what we have to do after our AC system ceases to blow cold air anymore: call a technician or a contractor and ask them to put more refrigerant in your system. All the while, you think that this is a simple fix, and it shouldn’t cost very much. But a few minutes later, your eyes pop out of your head when you see the bill. You wonder why refrigerant requires so much of your wallet, even freon alternative pricing costs a ton. It doesn’t make any sense, and yet you still must pay for it.

Why is R22 Used So Much?

Before we talk about why R22 costs so much, we need to understand why people like it for their air conditioning systems. For starters, R22 stands for the halocarbon compound

Monochlorodifluoromethane (CHCIF2). R represents the refrigerant status, and the number 2 in “22” stands for the number of fluorine atoms.

The boiling point of R22 is very low, standing at about -40 degrees Fahrenheit. The low boiling point initially drove consumers to use it for freezers, but later began using it for refrigerators. To this day, the use of R22 has expanded to several different industries, including the liquefaction of gases in air conditioning systems.

Supply and Demand

Taking the uses of R22 into account, we can now delve into why it tends to burn a hole in your pocket. The truth is that supply and demand forces are at play here. This may seem obvious, but contrary to other products on the market, R22 had slowly risen in price since the late 1980s, when the EPA enforced regulations against R22 for its “ozone-depleting substances.” This was the first part of R22’s supply and demand graph, with demand staying the same and supply slowly deteriorating.

Starting in 2010, about 20 tears after their initial R22 regulation efforts, the EPA decided they needed to do more by halting all imports and manufacturing of air conditioners coming pre-installed with R22. According to a Pippin Brothers blog post, the new regulations dropped production of R22 by 75%. The EPA has plans to phase out the production of R22 altogether by 2020.

The Government

At this point, demand exponentially outweighs supply, but there is more. The government, through Obama’s EPA, has also taken sides against the consumer, claiming that R22 is very bad for the environment, and even banning the production of R22 for consumer needs. This isn’t a new development by the EPA, and they claim to have good intentions. But consumers are in need, and if they don’t get sufficient refrigerant that is compatible with their air system, they are forced to live without air conditioning. This can be harmful, especially during the summer, where demand is the highest.


Apparently, there is a severe problem in the air conditioning industry regarding refrigerants. The government is the real reason behind this problem and has been for years. Another reason is that since housing sales are up around the country, there is more need for a refrigerant as effective as R22, hence another rise in demand over supply. So to answer the question about why R22 is so expensive, there is only one answer: government regulation.

How to change your address

Changing of address involves certain criteria that has to be followed in order for you to change your address. In the Unites States, you can change your address by going directly to the post office and change it from there.This is the oldest method and it still operates today. It operated when there was no technology and it is still there. Changing your address at the US postal office has got some importance, as proven by https://www.moving-assistant.com. Some of them are;

a)You cannot be scammed.With the recent rise in technology and high level of scams, online changing of address is really tricky.The high number of hackings that are taking place cannot be explained. Scammers are everywhere and are ready to pounce on you who has no idea of which form to go for online.Several cases have been reported of people being scammed into filling the wrong forms. This actually leads to frustration. Going to the postal office to fill out your details yourself helps you in that you will not be scammed because you are 100% sure of what you went there to do.

b)You are assured of quality services. At the post office, the officers in charge offer high quality services. This is because they are employed to do their best for persons coming to change their addresses. This will assure you of quality services and you get to ask be guided on how to go about the form.

c) clarity is made possible for you. Filling your forms online can be really disturbing especially if you don’t know what to do. While at the post office, the officers there will explain to you the exact details you need to fill in. You can also ask questions where you need clarification. They will gladly help you out and you will go without questions in mind.You will be assured of what you have done as being correct.

d)You can keep a copy of your submitted form.One advantage with getting a new address from the post office is that you get to retain a form you keep as a copy or evidence.This is so crucial because you will have a solid evidence also for yourself that you changed your address. This is important because you will keep it as a record and it will be as an extra form in case you want to confirm some details.

e)There are no data charges.Now this should be the best advantageAs we know, applying online is sometimes hectic.This is because you have to deal with connection issues, sometimes no data and filling the form can be problematic.Going to the postal office has none of that. All you do is take your pen and fill out the necessary details provided. This makes it so easy and quick for you.

f)You are sure of the person serving you .When you go the postal office, you are sure of the officer who served you because of the details on the form.The online address change is unpredictable because you never know who has hacked into the system. So going to the postal office is much safer.

In conclusion, if you want to change your address, you can always reach out to the postal office are do the necessary for a new address.

Why you should tour Costa Rica

In case you are contemplating of going to some location where there are lots of sunshine, sea beaches, and beautiful clear waters, then Costa Rica is one such place that you must never ignore. There are plenty of activities in Costa Rica for you to indulge in which will never make you feel bored while you’re here. In the following paragraphs, we have mentioned several reasons why you should go on a tour in Costa Rica with costaricafocus.com/best-costa-rica-tour-companies/.

1. Amazing sea beaches

As mentioned earlier, Costa Rica can boast of a plethora of attractive natural sea beaches for you as well as your loved ones to enjoy. The epic waves will allow you to enjoy surfing in the ocean waters, and you will likewise come across quieter coves which will provide an opportunity for the kids to splash around and hunt for shells as well.

2. Fantastic climate

Visiting Costa Rica during the dry season will assure you of plenty of sunshine and warm temperatures. However, you may also visit the place during the rainy season when the rain will provide a wonderful relief to the scorching heat of the summer.

3. Hospitable locals

The locals of this area are going to welcome you and make your stay extremely comfortable here. They will always extend their helping hand to you with a friendly smile and aid you to explore their country in the best possible way. You are certain to have a great time in the company of these friendly locals who are happy with their country, their life as well as their jobs.

4. Amazing waterfalls

Costa Rica can boast of many beautiful waterfalls most of which can be accessed by hiking. It will be a wonderful experience for anybody visiting this location, particularly during the holiday season.

5. Snorkeling

Another interesting activity that you can perform in Costa Rica will be snorkeling. In fact, there are enough opportunities for pursuing this activity thanks to the abundance of incredibly clear and blue waters here.

6. The food

There is no element of doubt about the fact that Costa Rican food is simply delicious. The scrumptious gastronomy will be enough to supply you with the energy required to travel this country, and there are likewise many wonderful restaurants scattered all over the place. Even the pickiest eaters are going to love these mouthwatering dishes in Costa Rica.

7. Safety

Even women can travel on the streets of San Jose (the Costa Rican capital) alone at night without having to
worry about being robbed or threatened in any way. However, try to avoid walking in any location in this
country after 12 midnight which is away from the city proper. The drug dealers in this area also will not harm
you provided you do not bother them in any manner.

8. Eco-friendliness

While you’re in Costa Rica, make it a point to visit one of the many animal sanctuaries which will provide lots of fun to the kids in particular. Here you will have the opportunity of coming across different varieties of butterflies, sea turtles, tropical birds, toucans, iguanas, and so on. Moreover, this country is one of the most eco-friendly nations on the planet with more than 30% of the land being designated as reserves and national parks.

Why jewelry has to be maintained

Beautiful people always add an advantage of the jewelry to look extra beautiful and have a sparkle on them. Jewelry can be rings, bracelets, necklaces, earrings, and even pins. Yes, diamonds last forever, this is a fact but the gemstone and other materials set in them may not be the same.

1. Jewelry breakage

Physics has a law on natural materials and jewelry is not an exception. Talk about gold, silver, and platinum all go through the erosion and metal fatigue at a point in time. This then becomes the first sign of a need for jewelry repair from www.shopedc.com.


This happens when a very precious stone meets or comes in contact with any hard material than the stone itself. Erosion mostly affects rings and bangles due to the fact that they are on the hand and the hands do a lot of work and come in contact with a lot of heavy things causing the stone to get this until it breaks.

Metal fatigue

This is the most common one and almost everyone knows about it, even my grandmother knows about it from the stories of airplanes and airline industries. This mostly occurs on heavy necklaces and bracelets as the hanging causes flexing and bending on some parts so many times that the parts can no longer hold making it break.

2. Clasps

I know what you are thinking, hugs and holding each other. No, we are talking about the device which holds parts of a jewelry together. Now it is obvious to say that some jewelry company would like to see you again in their repair chambers, its business nothing personal hence they do not keep them together as firmly as one could imagine. Clasps are accompanied with prongs, no am not trying to confuse you, prongs are also there to bring the gemstone and the ring to a close. But the problem with these prongs is that they can leave your gemstone or say diamonds might fly away when you throw your hands carelessly or even waving hence losing them.

3. Moreover, you may be one of those clumsy people which are normal, no one is judging you or maybe you are just prone to accidents and misadventure hence making you lose your precious gemstone. Say you are walking near trees and the necklace is caught to a branch without your knowledge and it breaks or playing with children in the water and it disappears.


In summing up, Jewelry is mostly our first babies before we get the human babies and we are supposed to treat them well. The quickest and simplest way to get your jewelry into good repair is by following what I call the ‘big test.’ First, you have to always take time looking at the jewelry before putting it on, take your time, it’s your money anyway so no hurry. Here you will be looking for any damage that we have gone through up there. Always pay attention to clasps and ensure they are closed securely.

Picking an air gun

Nowadays, there are quite a few air guns on the market but not all of them are the same. This is especially stressful for beginners due to their inexperience in choosing an air gun. Air guns can be primarily used for target shooting, hunting, pest control, or some other air gun activity but regardless, there should be thought put into exactly which air gun to use since different types of air guns are used for different situations . There should even be a separation of air guns used for casual vs. competitive use. This is a relatively thorough guide on how to pick the right air gun, especially for beginners. Learn more at https://outdoorempire.com/find-best-air-gun-reviews/.

What may come to mind when initially choosing an air gun is the look and feel of it but that is certainly not all that should go into picking one. One of the first things you should think to yourself is what purpose this air gun will be used to fulfill. You must understand that all air guns are designed to meet some sort of need in the airgunning community. Some air guns are designed for general shooting while others may be specialized for target shooting or even hunting. The purpose of the air gun is definitely something to keep in mind while browsing.

There are also varying degrees of power in air guns. They come in 4 main categories: • Light• Medium• High• Super-magnum
The stronger an air gun is, the further it will shoot. Normally, the lighter air guns are used for general target shooting while the stronger ones are useful in more intense situations. Suffice it to say, it makes sense to choose an air gun to serve one exact purpose or another, rather than a single air gun used for everything.

One definite line of separation for air guns is in their build quality, design, and material. Although variable pump air guns aren’t ideal for hunting, they are quite useful for average target shooting due to the increased air pressure per shot. This makes variable pump air guns optimal for beginners. Another option is CO2 air guns. CO2 air guns use compressed gas, more specifically carbon dioxide, in order to launch projectiles. These guns’ power source is a small cylinder filled with compressed carbon dioxide.

Air pistols and youth air rifles are commonly paired with CO2. Break action air guns are slightly different in that they use the barrel to compress a sort of gas piston, resulting in an internal power source. This is a large difference from other types of air guns that require CO2 or an air pump. Break action guns are quite popular for hunting because of the immense power they pack into each shot. However, there are some downsides to break action air guns. They have much more recoil and shake to them, resulting in difficult-to-place shots but powerful ones.

PCP air guns are the top of the line, one of the most popular types of air guns out there today. They get their power from an external air pressure power source, resulting in heavy projectiles. This makes PCP air guns very suitable for hunting, specifically large animals such as deer and bison. Nowadays there are so many options in air guns, along with their inexpensive nature and variety in ammunition, that practically any model chosen should be sufficient for the intended activity.

How businesses can use SEO to improve

SEO means Search Engine Optimization. Before the prominence of PPC (Pay per Click), SEO was the most used technique in boosting website ranking. Sadly, due to the amount of time and the dedication that SEO takes, it is quite slept on. Today, it can be said that SEO is still one of the best marketing strategies out there. Reinforced by titles, URLs and most especially videos, SEO can be the sure you need to take your online business forward. As long as the internet exists, many customers will continue to rely on search engine for finding information. So what does SEO mean for businesses that employ it?

a. SEO develops search engine position
b. Drives real niche-based visitors to your site
c. Boosts conversion
d. Lessens bounce rate
e. Cements a business’ status as an authority in its niche.
But these benefits mean little if SEO is employed wrongly. So, how can your business use SEO to improve your business? SEO by south florida best local commerce firms is not just an interesting task, it is easy to incorporate and succeed with. All it takes is smart work and dedication. The real effect of SEO is mainly felt on the first page of Google. According to a study by SlingShot SEO, more than 70% of online traffic in Google clicks the #1 position on the first page. Making the #1 position on Google makes all the difference and could be the defining reason why a site could gain 400,000 unique visitors in a month as opposed to 40,000.Any serious minded business can make first page; no need to hire SEO strategists who gamble with your site’s ranking and gain nothing. By applying the following steps, your business can use SEO to improve its online position.
Great Content
Simplicity is key: when starting out SEO for your website, you need to answer questions that the online audience is asking. In other words, write for real human readers, those in search of information. Plug the links in your website. Fill up your blog, spice up that about us’ and services’ page. Chances are, the more your visitors realize that they can find genuine and specific information relating to what they need, they’ll keep coming back. With time, your website gains reputation as a credible source of information. More visitors mean better conversion. Great content backed with an active social media presence and a solid marketing campaign will push your business up the rankings.
Targeted Keyword
Great content wouldn’t mean much without targeted keywords. Otherwise, your website could just be floating in an unfiltered space of niches. To avoid the mistake of many businesses that languish sadly at the lowest part of the search engine, your business has to in-graft specific keywords that are relevant to your niche. If not, great content could become greatly overlooked. For example, when a user searches “SEO improvements for business”, Google crawlers search for content on the web harboring these keywords; and if none are found in yours, then your content will not be considered. To know which Keywords in your niche are highly searched for, use the Google Adwords Planner tool. It’s free, and saves time and effort invested in the wrong techniques. Also avoid spamming your content with keywords. A Keyword density of 3-5% is just right.
Keyword Titles and Neat URLs
A major determinant of SEO is the title. Ensure your titles have keywords embedded in them. Your titles are the headings of your articles; and Google search engine crawlers go for that first when a user searches information. Also, URLs should be neat and direct. Try shortening your URLs to keyword-oriented links. For example; /how-to-rank-better-on-google-with-SEO could have less chances of being found on the search engine than /SEO-rank-better-google does. Also, endeavor to add keywords to your Meta description tags. Most especially, when you upload a video on your website, the Meta tags are important. They boost SEO immensely. Remember, the services you offer should determine the keywords that you use. Once all these practices are incorporated into your SEO plans consistently, over time, your site could push up the ranks. Don’t be afraid of competition, people fall off every now and then. Be dedicated.

Keep your website simple, your content explosive and your paid marketing strategy in check. Time passes fast so remember to update your content when you need to. SEO takes time. Go blogging and give your visitors the information they need.

Good luck!

5 Advantages of a portable standing desk

The numerous advantages of using a standing desk while working are well documented. But the innovative portable standing desk will help more individuals to stand while on job.

There are many disadvantages of sitting at a time for long hours. This is the major reason while you ought to consider using a portable standing desk since it’s ergonomic, more convenient, and easy to use. Doctors also recommend it for patients who are suffering from weight issues and back pain. The following are some key benefits of a portable standing desk.

1. Helps in maintaining a straight and healthy back

When you sit for a long period of time at your stationary desk, it is going to be harmful to your back. This is due to the fact that you hardly can sit straight behind it. When you take into account the damage that you’re doing to the spinal cord when sitting behind all day, you’ll just consider having a portable standing desk instead. With it, you are able to adjust the desk upwards. Consequently this helps you to stretch your back, and as a result reduce the pressure on the spine.

2. Lowers the dangers of weight gain plus closely related cardiovascular issues

There are many studies which have linked prolonged period of sitting to obesity and weight gain. These consequently increases your chances of having high blood pressure, diabetes, heart problems, and even death. Health professionals recommend that those suffering from back pain shouldn’t sit for more than one hour at a time. But a portable standing desk may help reduce back pain and risks of other symptoms like stiffness in the back.

3.Lowers muscle stiffness

Your muscles are going to get floppy when you sit for a long period of time. This is an indication that your back is not supported well. When standing in a position, the core muscles are going to hold your back, therefore a standing position will be more suitable for the muscles to stretch while holding your frame in place.

4. Can be assembled easily and stored

Among the greatest advantage of a portable standing desk is that it is assembled within a short period of time. This is just a miniature desk which may be assembled on top of a larger one. This quality makes it simple to be folded up and transported everywhere you would wish to go. Besides easy assembling plus storage, the desk is lightweight, therefore it is easier to effortlessly move it from one place to another. The standing desk components are collapsible. This implies they may be easily dismantled after use, without breaking any of its component-and this facilitates its transportation and storage.

5. It comes with some comfortably big workspace

You do not have to be concerned with having some work space which is going to accommodate your books, computer plus other items which you utilize on your traditional sitting desk. This portable standing desk comes with enough work space where you may transfer all your office requirements and comfortably work. All in all, you should make your health a priority. Therefore consider the cost of investing in a portable standing desk to be a prudent investment since the alternative is costlier treating of back pain among others.